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Michigan Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Michigan. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Michigan credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in Michigan

  • Michigan Coastal Credit Union: 1.05%
  • Peninsula Credit Union: 1%
  • First General Credit Union - Michigan: 0.85%

Highest 12-Month CD Rates from Michigan Credit Unions

  • Preferred Credit Union: 1.26%
  • Michigan Coastal Credit Union: 1.2%
  • Health One Credit Union: 1.2%

Michigan Credit Unions with the Best 24-Month CD Rates

  • Preferred Credit Union: 1.76%
  • Peninsula Credit Union: 1.67%
  • First General Credit Union - Michigan: 1.5%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.

 

Best Michigan Banking Rates

Featured Rate
Ally Bank
Open Account with Ally Bank
1.09%
Date: May 15, 2012
View Rate Details
Highest Rates Recent Rate Changes
Preferred Credit Union 2 Year CD Account
1.76%
Date: May 9, 2012
Peninsula Credit Union 2 Year CD Account
1.41%
Date: May 7, 2012
First General Credit Union - Michigan 2 Year CD Account
1.25%
Date: May 7, 2012
Health One Credit Union 12 Month CD Account
1.20%
Date: Apr 26, 2012
Grand Valley Co-Op Credit Union 2 Year CD Account
1.16%
Date: Apr 25, 2012
Tri-County Credit Union 2 Year CD Account
1.05%
Date: Apr 26, 2012
Bremer Bank Savings Account
0.05% to
0.03%
Date: May 14, 2012
Unified Communities Credit Union 12 Month CD Account
0.35% to
0.20%
Date: May 11, 2012
Gerber Credit Union 12 Month CD Account
0.75% to
0.60%
Date: May 9, 2012
Flagship Community Credit Union 12 Month CD Account
0.40% to
0.30%
Date: May 9, 2012
First General Credit Union - Michigan 12 Month CD Account
1.00% to
0.95%
Date: May 7, 2012
Northpointe Bank 12 Month CD Account
0.65% to
0.60%
Date: May 4, 2012
See All Banking Rates
 

 
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